Nothing is free in life, so if you hire a personal injury attorney to help you with a claim, you can expect to pay for their assistance. Keeping as much of the compensation you receive probably seems like a smart move, especially if you have substantial property damage to repair, injuries that will keep you from working or other noteworthy losses.
However, there’s a reason that hiring an attorney is the standard approach to these matters. There are many risks that you take if you try to navigate a large personal injury claim without legal representation and many benefits, like the four below.
An attorney understands what an injury is worth
After reading stories about people getting millions of dollars because of coffee burns, you may have unrealistically high expectations for compensation that you might receive. On the other hand, you could woefully underestimate how big of a financial impact your injuries will have on your finances and future.
A lawyer knows how to establish the impact of a loss, whether you lost a foot in a car crash or a loved one due to a defective product. They can help you determine what the right amount is to seek in your claim.
Negotiating is its own, highly specialized skillset
If you have ever had to negotiate as part of your job, you know how hard it can be. It involves social science, psychology and patience. Additionally, you have to be able to focus on the moment and not succumb to your concern about the long-term implications of what happens.
Simply put, even if you negotiate well in business environments, you will be at a disadvantage negotiating on your own behalf if it has something to do with your own future stability and well-being. Having someone there to negotiate for you ensures that the person fighting for you has the right set of skills and can control their emotional responses.
An attorney can help keep you focused on the big picture
Navigating an insurance claim is a complicated process. People can get so bogged down in the details or so focused on the stress it causes that they fail to think about the big picture. One of the ways an attorney helps you is by keeping every setback and complication in perspective.
By handling the details on your behalf, they let you focus more on your recovery and your family than on paperwork and fighting for what you need.
An attorney knows when it’s time to settle and time to fight
Knowing the value of your claim is only half of the battle. You also have to push the other party to acknowledge the same value. Many insurance claims settle after negotiations, but some others may require litigation. An attorney can let you know when settling is the best solution or when litigating could possibly mean getting more compensation.
There’s also a benefit that comes from knowing you have someone supporting you. You don’t have to second-guess yourself when you make decisions based on the advice of someone with experience. Getting help with a personal injury claim could set you up for success and help you get the most compensation possible.